Love Your Pets; Insure Their Future

But, although the love comes easily, unconditionally and totally free, the cost of seeking appropriate medical care for our pets is relatively expensive, even prohibitive in extreme cases of accident or illness. Add that to the cost of food and bedding and the costs of keeping a pet can soon escalate. However, for a premium of under ?7 per month you can fully protect your beloved cat or dog with a quality insurance policy.

Of course, not all pet insurance is the same and for the majority of insurers ‘pets’ means either a cat or a dog. There are specialist insurers who insure exotic pets and small mammals, but mainstream pet insurance is most definitely only for lovers of canines and felines. It is important to have such cover because emergency medical cover for animals can be extremely expensive and in cases where it may be required could put owners in the invidious position of having to choose between taking on a huge amount of debt or digging deep into hard-earned savings, and the life of their pet.

So, if you have decided that your new puppy or kitten needs insuring, look for the following to help determine whether the pet insurance policy you are considering is of sufficient quality, or just another run of the mill policy: 1. Varying choices of cover to suit your circumstances and your pet’s needs. 2. A considerable sum to cover vet fees in the region of ?5,000 per condition, with the option of no time limit for treatment, if required. 3. Cover for your pet, whatever their age i.e. no upper limit. 4. No loaded premiums for paying monthly rather than one year in advance. 5. Customer service helplines easily and readily available.

Of course, that is not a definitive list and there may be other benefits or features that you desire with your pet insurance, such as paying for advertising to find a lost pet, but it is a good place to start.

Finally, online discounts of around 10% are offered by some quality pet insurance providers. Make sure you research whether you can achieve such a price reduction by buying over the web; that amounts to over a month’s cover for free!

Jonathan Wallace writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.

About the Author:

Jonathan Wallace writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.