need to know if i can change my pet insurance as more than wont pay out?

i have pet insurance but more than won’t pay for his physiotherapy as it is done by a qualified physio but not employed full time by the vets he needs more physio but i can’t afford to pay for it please help with some ideas

Looking at pet insurance but they wont cover my breed, why is this?

Hes an American Bulldog and they wont cover it?? how come?

A few state they wont cover the UK banned breeds = Japanese Tosa, Dogo Argentino, Fila Braziliero or pitt bull terrier, that’s understandable but why not an American bulldog??
whos fussing and whining?? geez im asking a question, a lot of stuck up people are on here to night.